Security features include 256-bit bank grade encryption in a secure data center.App plans to launch a pandemic-inspired feature allowing people to prioritize “envelopes” based on their most urgent expenses, such as housing, utility bills, etc.App offers educational resources like a blog, a podcast and online courses people can take.

App provides real-time updates of how your transactions impact your budget and personalized reports.Requiring manual entry of data helps users to really analyze their spending habits versus it being automated (users can also download their recent activity from their bank’s website and import that into Goodbudget).Users can customize the envelope categories according to their needs, such as saving for an emergency fund or a vacation.Envelope feature allows user to visualize their spending and prioritize meeting different goals.Free to use for creating 20 envelopes, one account user on up to two devices, one year of transaction history, debt tracking and community support.

Best free personal finance software